Aetna Dental PPO Insurance

Dental insurance is crucial for your dental health because it enables you to afford expert dental care. Dental insurance plans, such as Aetna’s dental PPO insurance, cover preventative care and basic and major dental procedures.

Aetna has over 50 years of experience providing clients with dental coverage. As part of CVS Health, it is sixth among the nation’s top 25 health insurance companies.

What Is Aetna Dental PPO Insurance?

Aetna dental PPO insurance includes several plans with varying monthly fees, deductible amounts, and maximum annual benefits. Although preferred provider organization (PPO) plans typically charge more than health maintenance organization (HMO) plans, they offer clients greater access. Those with PPO insurance plans do not need referrals to see out-of-network medical professionals, while those with HMOs do.

Benefits Of An Aetna Dental Ppo Insurance Plan

Aetna’s dental PPO insurance plans offer several benefits.

Complete Coverage For Preventative Care

Aetna’s dental PPO plans cover the total cost of preventative dental care, which means you pay nothing out of pocket for routine dental care, including dental exams and teeth cleanings.

Extensive Network

Aetna dental PPO plan clients can choose from over 445,000 dental care providers throughout the U.S.

Low Monthly Premiums

Aetna’s dental PPO plans have low monthly premiums. Arizona, California, Florida, and Maine clients can opt for a monthly plan that starts at less than $21.00. The monthly rates for Aetna Dental Direct Core PPO and Aetna Dental Direct Preferred PPO are as low as $21.95 and $25.05, respectively.

Out-Of-Network Access

With a PPO plan, you can use your coverage to see medical professionals, including specialists, who aren’t in Aetna’s network without getting a referral.

Affordable Dental Care In Houston With Aetna Dental PPO Insurance

URBN Dental’s Houston offices accept Aetna dental PPO insurance plans. These plans cover preventative, restorative, and cosmetic dentistry services.

Preventative Dentistry Services

Preventative dental care is the most affordable dental care available because it allows your dentist to identify potential issues in their earliest stages and intervene before issues spread. Aetna’s dental PPO plans cover all of the costs of preventative care, including the following:

Dental exams: Schedule a checkup every six months to maintain your oral health.
Fluoride treatments: Fluoride treatments are an effective way to keep your teeth enamel strong and prevent cavities. It’s common for dentists and dental hygienists to provide fluoride treatments during dental exams and teeth cleanings.
Mouth guards: Mouth guards are typically made from ethylene-vinyl acetate (EVA), a copolymer. They’re constructed from a mold of your teeth to fit perfectly and provide maximum protection. People who engage in sports, such as boxing and basketball, wear mouth guards to protect their teeth from damage.
Nightguards: Nightguards are fitted plastic or acrylic trays worn when you sleep. They sit over your teeth and prevent you from grinding or clenching them, which can damage them and cause temporomandibular joint (TMJ) issues, muscle pain, headaches, and earaches.
Oral cancer screening: Dentists use oral cancer screenings to diagnose cancer in its earliest stages.
Teeth cleaning: Dental hygienists and dentists remove bacteria, plaque, and tartar from teeth and gums during dental cleanings, helping prevent gum disease and ensuring your teeth look their best.
X-rays: X-rays show your dentist what’s happening beneath the gum line and inside your teeth. They’re an effective way to see if you have impacted wisdom teeth or cavities.

Restorative Dentistry Services

Restorative dental services are treatments that repair damage and restore your oral health. Dental PPO plans cover some of the costs of restorative procedures, and the amount you’ll pay out of pocket will depend on the service provided and whether it was in or out-of-network. Common restorative services include the following:

Dental implants: Dental implants are metal rods and artificial teeth used to replace missing teeth.
Dental sealants: Dentists apply sealants to strengthen teeth and prevent cavities.
Dentures: Dentures are dental appliances that fill the gaps left by missing teeth.
Periodontal gum care: Periodontal gum care may include using antibiotics to eliminate bacterial infections and prevent gum disease from spreading throughout your mouth and body.
Root canal treatment: Root canal treatments are used to stop infections near your tooth’s root. Effective root canal treatments can prevent tooth loss.
Scaling and root planing: Scaling involves removing all plaque and tartar from your mouth. Root planing involves eliminating bacterial infections and smoothing the surface of your teeth’s roots to keep plaque from building up again.
Tissue grafts: Your dentist can use gum tissue grafts to replace lost gum tissue and improve your smile’s appearance.

Cosmetic Dentistry Services

Cosmetic dentistry services include purely cosmetic treatments that improve your smile’s appearance and treatments that restore your oral health. Cosmetic dentistry services include the following:

Braces: Orthodontists use braces to straighten and move teeth to fill in gaps. Braces improve your smile’s appearance and help you maintain oral health because keeping straight teeth clean is easier.
Bridges: Bridges are cosmetic appliances that conceal the gaps left by missing teeth. They also make it easier for you to chew food.
Crowns: Crowns are appliances used to strengthen weak or damaged teeth. They fit over the tooth.
Dental bonding: Dental bonding is ideal for treating chipped teeth or reshaping teeth. This treatment involves applying tooth-colored resin to the teeth.
Dental implants: Implants are permanent replacements for missing teeth. They improve your smile and help prevent bone loss.
Fillings: Fillings fill cavities and cracks. They match your tooth color, improving your teeth’s appearance while preventing infections and strengthening them.
Invisalign: Invisalign is a removable aligner that corrects the position and direction of your teeth. It’s an alternative to braces, used to straighten teeth and fill gaps.
Porcelain veneers: Porcelain veneers are similar to crowns but don’t cover the entire tooth. The veneers cover the front of the tooth, preventing people from seeing gaps or damage.
Smile makeover: Smile makeovers involve developing a treatment plan based on your goals. Your dentist will use appropriate cosmetic treatments to improve your smile.
Teeth whitening: Bleaching teeth helps to eliminate moderate stains and whiten your teeth.

Urbn Dental, An Aetna Dental Ppo Insurance Provider In Houston

URBN Dental provides preventative, restorative, cosmetic, and emergency dental care at our Houston and Katy, Texas offices. Patients can use Aetna dental PPO insurance plans to cover the cost of dental care.

Schedule Your Appointment With URBN Dental Today

URBN Dental offers appointments Monday through Saturday during office hours. We also have an emergency dentist available 24/7 for those experiencing dental emergencies. Our team of dental experts is available to deliver the personalized, expert care you need to protect your oral health.

Sources:

Aetna Dental Direct Preferred PPO. (2024).

Dental Plans Made For You. (2024).

HMO, POS, PPO, EPO, and HDHP with HSA: What’s the difference? (2024).

Walker, E. (2024). Top 25 health insurance companies in the U.S.