How to Deal with a Dental Emergency Without Insurance
Dental emergencies can occur at any time without warning, so you must be prepared. You should have access to an emergency dental clinic, and you should also have insurance. You should ideally get PPO insurance, and find a dentist that accepts most PPO insurance plans. You should find in-network PPO dentists because they can treat you at the pre-established discounted rate, rather than having to file for claims later. However, everyone doesn’t have dental insurance. If you’re one of those people, you may wonder, “what if I have a dental emergency but no dental insurance?” In this article, we discuss how to deal with emergency dental care without insurance and how to find an emergency dentist.
Which Situations Call For Emergency Dental Care Without Insurance? When Do You Need an Emergency Dentist?
Emergency dental care without insurance, you must carefully assess your dental problem and determine if you truly need to see an emergency dentist. Issues that require emergency dental care include a loose or knocked-out permanent tooth, painful swellings, injured jaws, unstoppable bleeding, dental abscess, or a severely fractured tooth. Situations that don’t necessarily warrant immediate dental care include lost fillings and crowns, slightly chipped teeth, damaged retainers, or mild toothaches. However, even if you don’t have a dental emergency, you must still contact a dentist near me as soon as possible to prevent the issue from worsening and turning into a dental emergency. You must also note that persistent and excessive toothaches may also be caused by objects stuck between your teeth. As such, before contacting an emergency dentist, you should floss and rinse your mouth with hydrogen peroxide to remove anything that may be stuck in your teeth.
What to do when you have a dentist emergency no insurance? How to see a dentist in an emergency?
Most people aren’t prepared for dental emergencies, which is why they start panicking and often worsen the situation. As such, you must determine a plan of action for handling dental emergencies. First, you must breathe deeply and remain calm to accurately assess the nature of your dental emergency. If you have any irritation or swelling, rinse with salt and warm water. If you have any swelling or bleeding, apply cold compresses to minimize the pain. If an adult tooth has been knocked out, hold the tooth by its crown, rinse it with warm water gently, and place it in an airtight container with some milk and saltwater. Knocked-out teeth can be reattached if you see an emergency dentist immediately, but the chance of restoring the tooth significantly decreases after an hour. As such, you must contact an emergency dentist and go to their dental clinic immediately.
What are the best payment options for dental emergency no insurance?
The best way to pay for emergency dental care is through insurance plans. Most dental insurance plans cover dental emergencies, either partially or completely. Furthermore, you should ideally enroll in PPO dental insurance plans, such as Aetna Dental PPO or Delta Dental PPO. Once you’ve enrolled in a PPO dental insurance plan, you can find an in-network dentist who accepts your insurance plan. PPO dentists have standardized rates for all treatments, and they’re not allowed to “balance-bill” their patients, so you know exactly what you’ll pay them. Furthermore, PPO dentists charge a discounted rate, removing the hassle of applying for claims later.
What if I have dental emergency dental care without insurance?
Even though PPO insurance is the best way to pay for dental emergencies, everyone may not have insurance. Another great payment option is CareCredit, which is basically a third-party low-interest or no-interest credit card meant solely for healthcare purposes. Furthermore, they have extended payment options that allow you to pay for expensive treatments gradually over a long period at low or no interest, reducing your financial burden significantly. Applying for CareCredit is simple because you have to simply fill up an application form on their website.
Prevent dental emergencies, so you never need emergency dental care services.
The best way to avoid paying for dental emergencies is to avoid them altogether. You can avoid dental emergencies by maintaining optimal oral health by brushing twice a day, flossing regularly, and rinsing your mouth with an antibacterial mouthwash once a day. You must also go for regular dental health checkups and teeth cleaning at least twice a year. During dental checkups, the dentist looks for signs of dental disease, so they can be treated at an earlier stage before they get worse. Following that, the dentist provides teeth cleaning to remove all the accumulated plaque and tartar, protecting your teeth from cavities and bacterial decay. The cost of prevention is a lot less compared to the cost of emergency dental services.
At what age should I start taking my child to see the dentist?
You should start taking your child to see the dentist as soon as their first teeth come in. According to the American Academy of Pediatric Dentistry (AAPD), you should start taking your child to the dentist at the age of 1 or within 6 months of their first tooth erupting, which usually occurs at the age of 6 months.
Where do I get emergency dental care services?
URBN Dental is the ideal dental clinic for emergency dental care services because we accept last-minute walk-in appointments, and we have a wide range of financing options. URBN Dental, Houston, is associated with the widest network of PPO dental insurance providers, including Aetna Dental PPO, Ameritas Dental PPO, Assurant Dental PPO, DHA Dental PPO, Blue Cross Blue Shield (BCBS) Dental PPO, Careington Dental PPO, Cigna Dental PPO, Delta Dental PPO, Guardian Dental PPO, Human Dental PPO, Principal Dental PPO, United Concordia Dental PPO, Metlife Dental PPO, United Healthcare (UHC) Dental PPO, and Unicare Dental PPO. We also accept CareCredit payments. You can find our dental clinic in Uptown Houston or Midtown Houston. For more information, please schedule an appointment online.
Are you wondering, “what if I have a dental emergency but no dental insurance?” Dental emergencies can occur at any time without warning, so you must be prepared. You should have access to an emergency dental clinic, and you should also have insurance. You should ideally get PPO insurance, and find a dentist that accepts most PPO insurance plans. You should find in-network PPO dentists because they can treat you at the pre-established discounted rate, rather than having to file for claims later. However, if you don’t have dental insurance, you can also apply for CareCredit, a no-interest or low-interest credit card for healthcare purposes, and find an emergency dentist who accepts CareCredit. URBN Dental is the ideal dental clinic for emergency dental care services because we accept last-minute walk-in appointments, and we have a wide range of financing options. URBN Dental, Houston, is associated with the widest network of PPO dental insurance providers, and we also accept CareCredit payments. You can find our dental clinic in Uptown Houston or Midtown Houston. For more information, please schedule an appointment online.